DAMPAK BIAYA TRANSAKSI FINTECH PAYMENT TERHADAP PENDAPATAN UMKM . Aliansi : Jurnal Manajemen dan Bisnis, [S. l.], v. 19, n. 2, p. 97–104, 2024. DOI: 10.46975/6qws3774. Disponível em: https://ejurnal.umiba.ac.id/index.php/aliansi/article/view/24.. Acesso em: 12 aug. 2026.