THE ROLE OF LEGAL PROTECTION FOR BANKS AS SEPARATED CREDITORS IN BANKRUPTCY CASES THROUGH A NATURAL LAW THEORY APPROACHLAW IN ECONOMIC DEVELOPMENT RETAIL BUSINESS
Keywords:
Legal Protection, Bankruptcy CasesAbstract
Banks as separatist creditors holding mortgage rights are parties that should be outside the bankruptcy estate when a peron or legal enrtity is declared bankrupt. The bank as the holder of the mortgage is a creditor who long before the bankruptcy of a person or legal entity has been bound through an agreement with the person or legal entity that is bankrupt. However, in practice the bank’s mortgage is in the hands of the curator, which means that the bank cannot execute it when the mortgage provider is unable to pay. This has resulted in banks as separatist creditors not getting adequate legal protection. The development progress achieved by a country, sepecially in the economic sector, cannot be separated from the role of bankin. This role is able to affect the pace of economic development in a country, one og whin is indonesia. In indonesia, banks have a fuction to collect founds from the public in the form of deposits and distribute them to the public in the form of credit and/or other forms.
References
Tampil Ashari Siregar, Pendalaman Lanjutan Undang-Undang Pokok Agraria, Pustaka Bangsa Press, Medan, 2005.
Boedi Harsono, Hukum Agraria Indonesia: Sejarah Pembentukan Undang-Undang Pokok Agraria, Isi dan Pelaksanaannya, Djambatan, Jakarta, 2007.
Sutan Remy Sjahdeini, , Hak Tanggungan: Asas-Asas, Ketentuan-Ketentuan Pokok dan Masalah yang DIhadapi Oleh Perbankan, Penerbit Alumni, Bandung,1999
Abdul Manan, Aspek-aspek Pengubah Hukum, Kencana Prenada Media, Bandung, 2010.
Soerjono Soekanto, Kesadaran Hukum dan Kepatuhan Hukum, CV Rajawali, Jakarta, 1982.
H. Salim HS, Perkembangan Hukum Jaminan Di Indonesia, PT. Raja Grafindo Persada, Jakarta, 2011.
Jerry Hoff, Undang Undang Kepailitan Indonesia, Penerjemah Kartini Mulyadi, P.T. Tatanusa, Jakarta, 2000.
Ishaq, Dasar-Dasar Ilmu Hukum, 2008.
Achmad Ali, Menguak Teori Hukum (Legal Theory) dan Teori Peradilan (Juridicial Prudence), Prenada Media Group, Jakarta, 2009.
Teguh Prasetyo, Ilmu Hukum dan Filsafat Hukum, Pustaka Pelajar, Yogyakarta, 2009.
Undang-Undang Nomor 4 Tahun 1996 Tentang Hak Tanggungan.
Undang-Undang Nomor 5 Tahun 1960 Tentang Peraturan Dasar Pokok-Pokok Agraria (UUPA).
