Analisis Kinerja Keuangan PT. Allo Bank Indonesia, Tbk Sebelum dan Sesudah Akuisisi
DOI:
https://doi.org/10.46975/9rbtpp35Keywords:
Financial Ratio, Financial Performance, AcquisitionAbstract
Competition in the banking sector is getting higher, encouraging management to improve its operational performance, PT. Allo Bank after the acquisition by PT. Mega Corpora in 2021 which received approval from the OJK in March, and June 2021 which was originally from PT. Bank Harda changed to PT Allo Bank. By comparing the four years before the acquisition, namely from 2017 to 2020 and the four years after the acquisition, namely from 2020 to 2024, with quarterly data. Using five financial ratios as the independent variables, namely CAR, NPL, NIM, BOPO, LDR, and the bound variable, namely ROA. The qualitative method of this analysis, by using secondary data in the form of financial statements of PT. Allo Bank Indonesia, from the www.allobank.com and https://www.idx.co.id websites, is processed using SPSS 24. The results of the financial performance analysis concluded that before the acquisition of NPL, BOPO and LDR there was a significant influence, but unlike CAR and NIM there was no significant influence on ROA. After the acquisition of NIM and BOPO there was a significant influence, but unlike CAR, NPL and LDR there was no significant influence on ROA. The financial performance of PT. Allo Bank showed improved performance and better Health Level, after the acquisition.
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